A fixed rate mortgage ensures the same monthly payment throughout the duration of the loan. Our most popular fixed rate terms are 30 years and 15 years. However, we can customize the term depending on your needs. A fixed rate program provides predicable payments, and you will not need to worry about prevailing interest rates.
The Federal Housing Administration (FHA) and the Veterans Administration (VA)sponsor loan programs with low down payment requirements. The FHA will insure loans with as little as a 3.5% down payment, and there may be no down payment requirements for VA loans.
If you’re in the market to buy or refinance a home and looking to circumvent monthly mortgage insurance premiums, you’re in luck. By coupling a conventional first mortgage with a fixed-rate second mortgage, our financial craftsmen can help lower your monthly bottom line. This is also a great alternative to jumbo loans, which can be costlier and with stricter requirements.
Founded in 2001, East Star Mortgage is a trusted residential mortgage direct lender that provides high quality in-house processing, underwriting and funding to real estate professionals and individual home buyers throughout California. With over 15 years of experience, East Star Mortgage is able to walk you through a smooth and organized loan process. Our professional and knowledgeable loan agents and processors will keep you informed every step of the way.
Louisa Wu (DRE #01008344, NMLS #302888), our Broker and President, has been in the real estate industry for over 30 years. Louisa leads her team to instill a tradition of excellence and a commitment to service that permeates everything we do. East Star Mortgage has successfully closed thousands of loans and will continue to deliver the best programs and rates to fit your needs.
Close your loan for your dream house with us!
NMLS License: 338096
1045 Valley Boulevard, unit A109, San Gabriel, California 91776, United States
Monday - Friday: 9am - 5pm
Saturday: By appointment